Market

Chargebacks and ACH returns are growing in volume and cost.

How we're different

Stop preventable losses (deadlines + escalation).
Fight smarter (evidence templates + checklists).
Prove it (audit log + case ledger).

Trust rule: AI drafts, humans approve sensitive actions.

Deadline

Escalation

Action

02:14:00

Chargebacks forecast

261M in 2025 -> 324M by 2028.

Chargeback value

$33.79B in 2025 -> $41.69B by 2028.

ACH scale

33.6B payments in 2024 totaling $86.2T.

2025

2028

Sources

https://chargebacks911.com/report/
https://www.nacha.org/ach-network-statistics
https://www.nacha.org/content/same-day-ach
https://www.nacha.org/system/files/2022-12/UnauthorizedReturnRate%20Resource%20Guide%202023.pdf
https://docs.stripe.com/disputes
https://docs.stripe.com/api/disputes
https://support.stripe.com/questions/evidence-requirements-for-disputes
https://usa.visa.com/support/consumer/chargeback-process.html
https://usa.visa.com/solutions/merchant-solutions/chargeback-management.html
https://www.ethoca.com/products/alerts
https://fintechmagazine.com/news/how-is-us-35m-of-chargeflow-funding-automating-chargebacks
https://www.calcalistech.com/ctechnews/article/bkqv0tbhjl