Moat
This is not a chat window.
How we're different
- Multi-merchant visibility and rollups.
- Policy enforcement at scale.
- Cross-rail normalization (card + ACH + recon).
Trust rule: AI drafts, humans approve sensitive actions.
NEW
->
NEEDS_EVIDENCE
->
READY_TO_SUBMIT
->
SUBMITTED
->
WON/LOST
- State machine with deadlines
- Evidence packs with structured outputs
- Submission adapters and audit trail
- Single prompt, no persistent state
- No ownership of integrations
- No accountability for outcomes