Playbook: Consumer CIP
Risk-based identity onboarding workflows with audit-ready trails.
How we're different
- Workflow ownership (follow-ups, exceptions, approvals).
- Vendor-orchestrated checks (not vendor replacement).
- Evidence captured per step.
Trust rule: AI drafts; humans decide for sensitive outcomes.
Required steps
- Intake normalization (PII fields, consent where applicable)
- Identity verification steps (vendor checks)
- Exceptions (mismatches, missing docs)
- Approval gates for sensitive outcomes
- Audit trail + export
What KYBRIQ automates
- Follow-ups and missing doc chase
- Deterministic checklist by risk tier
- Evidence binder per case
What needs approval
- Any action that creates irreversible outcomes
- Policy-defined escalations
- External comms (configurable)
Run a focused pilot
Start with one onboarding segment and prove cycle time + audit readiness.